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Technology and empowerment in Danish insurance companies

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Author Info
Jorn Flohr Nielsen
Jon Blandfort
Frederik Langer
Kim Aarestrup
Abstract

Both empowerment and the use of emergent technologies are ways to cope with increasing competition and customer demands on service industries. The relationship between empowerment, technology and behaviour at the service encounter is, however, sparsely documented. This article offers a comparative empirical analysis of the relationships between empowerment in the job enrichment sense and perceived performance based on survey and interview data from the Danish insurance industry. The results indicate that empowerment initiatives in insurance companies, unlike in banks, are insignificantly associated with perceived price competitiveness and profit orientation. None the less, perceived service quality was significantly associated with empowerment, training, rules and guidelines, and technology. Technology in the form of information system support was found to be especially associated with service quality and the price competitiveness. Furthermore, the study indicated that professionals are less sensitive to empowerment initiatives than are clerks.

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File URL: http://inderscience.metapress.com/link.asp?target=contribution&id=3TTN58UYB04XJ34X
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Publisher Info
Article provided by Inderscience Enterprises Ltd in its journal International Journal of Financial Services Management.

Volume (Year): 1 (2005)
Issue (Month): 1 (January)
Pages: 118-140
Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Handle: RePEc:mes:ijfsmg:v:1:y:2005:i:1:p:118-140

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Web page: http://inderscience.metapress.com/link.asp?target=journal&id=119833

For technical questions regarding this item, or to correct its listing, contact: (Christopher F. Baum).

Related research
Keywords: employee empowerment; financial services; insurance; profit orientation; service quality; new technologies; consumer behaviour; job enrichment; performance; Denmark; information systems; price competitiveness;

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This page was last updated on 2009-12-19.


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