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Production Smoothing When Bank Loan Supply Shifts: The Role of Variable Capacity Utilization

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Author Info
Wang, Hung-Jen

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Abstract

How do firms smooth production when facing financing uncertainty? By using a model incorporating financing constraints, this paper shows that firms may adjust capacity utilization rates to buffer against financing disturbances. In particular, it emphasizes that variable capacity utilization plays the roles of both inter- and intra-temporal substitution of capital in this context. The paper presents results from the comparative statics and numerical calibrations of the model. These results show that the implied short-run dynamics are consistent with business cycle phenomena. The results also indicate that the long-run average of the capital stock is not likely to be affected by financing uncertainty, so that stabilization policy in the banking sector may only have a second-order welfare gain.

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Publisher Info
Article provided by Blackwell Publishing in its journal Journal of Money, Credit and Banking.

Volume (Year): 33 (2001)
Issue (Month): 3 (August)
Pages: 749-66
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Handle: RePEc:mcb:jmoncb:v:33:y:2001:i:3:p:749-66

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Web page: http://www.blackwellpublishing.com/journal.asp?ref=0022-2879

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  1. John C. Driscoll, 2003. "Does bank lending affect output? evidence from the U.S. states," Finance and Economics Discussion Series 2003-31, Board of Governors of the Federal Reserve System (U.S.). [Downloadable!]
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