This study shows how fair deposit insurance premia can be calculated using data on bank stock prices, interest rate movements, and income and balance sheet accounts. Fair insurance premia are estimat ed under the alternative assumptions that the FDIC provides either a "limited-term" (variable rate) or "unlimited-term" insurance cont ract to banks. The paper's results suggest that for nearly all of the large commerical banks in the sample, the actual insurance premium c harged by the FDIC falls between the bounds of fair limited-term and unlimited-term insurance premia. Copyright 1987 by Ohio State University Press.
Download Info
To download:
If you experience problems downloading a file, check if you have the
proper application to
view it first. Information about this may be contained
in the File-Format links below. In case of further problems read
the IDEAS help
page. Note that these files are not on the IDEAS
site. Please be patient as the files may be large.
As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.
Volume (Year): 19 (1987) Issue (Month): 3 (August) Pages: 340-60 Download reference. The following formats are available: HTML
(with abstract),
plain text
(with abstract),
BibTeX,
RIS (EndNote, RefMan, ProCite),
ReDIF
For technical questions regarding this item, or to correct its listing, contact: (Christopher F. Baum).
Related research
Keywords:
Other versions of this item:
Cited by: (explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)