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Los Microcréditos como medio de Financiación Alternativa. Estudio aplicado a Cabo Verde/The Microcredits Like Way of Alternative Funding. Study Applied to Cape Verde

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Author Info

  • BOZA CHIRINO, JOSÉ

    ()
    (Departamento de Métodos Cuantitativos en Economía y Gestión UNIVERSIDAD DE LAS PALMAS DE GRAN CANARIA.)

  • MAROTO SANTANA, OCTAVIO

    ()
    (Departamento de Economía Financiera y Contabilidad UNIVERSIDAD DE LAS PALMAS DE GRAN CANARIA)

  • CÁCERES APOLINARIO, ROSA Mª.

    ()
    (Departamento de Economía Financiera y Contabilidad UNIVERSIDAD DE LAS PALMAS DE GRAN CANARIA)

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    Abstract

    El objetivo del presente estudio es analizar el funcionamiento del sistema de microcréditos en Cabo Verde en su papel de instrumento de lucha contra la pobreza. Abordamos los microcréditos desde un punto de vista social y financiero. Para ello, viajamos y encuestamos a una muestra significativa de las mujeres caboverdianas que utilizan este medio de financiación para crear o consolidar un pequeño negocio. También, obtuvimos información directamente de una muestra significativa de las instituciones de microcréditos caboverdianas. En el estudio planteamos recomendaciones para posibles mejoras en la gestión de las entidades de microfinanzas y para que los microcréditos sean más baratos. The aim of the following paper is to value the impact that microcredits have as an instrument against Poverty in Cabo Verde. In developing countries the microcompanies play an important role in their economies, operating in the informal sector and decreasing the poverty of many families. In this sense, the present paper is centered in analyzing the main characteristics of the microcredit in Cape Verde. From a social point of view, we analyzed the profiles of the women of that country who accede to this source of financing to create or consolidate a small business. From a economic point of view, we studied the main financial characteristics of the institutions of microcredits in Cape Verde.

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    Bibliographic Info

    Article provided by Estudios de Economía Aplicada in its journal Estudios de Economía Aplicada.

    Volume (Year): 28 (2010)
    Issue (Month): (Abril)
    Pages: 199 (20 págs)

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    Handle: RePEc:lrk:eeaart:28_1_7

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    Related research

    Keywords: Microcréditos; Financiación alternativa; Cabo Verde ; Microcredit; Alternative Financing; Cape Verde.;

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    1. José A. G. Baptista & Joaquim J.S. Ramalho & Jacinto Vidigal da Silva, 2006. "Understanding the microenterprise sector to design a tailor-made microfinance policy for Cape Verde," Economics Working Papers 1_2006, University of Évora, Department of Economics (Portugal).
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