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The Demand for Health Insurance and Use of Medical Services in Colombia: Differences Between Workers and the Self-Employed Workers

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Author Info

  • Juan Miguel Gallego

    ()
    (Toulouse School of Economics-France
    Centro de Studi Luca d’Agliano de la Universidad de Milán-Italia)

Abstract

This paper analyzes the effect of individual health status on the probability of having health insurance and using health services. From the Colombian Living Standard Survey (1997, 2003), we found that the probability of having health insurance if you are self-employed increases either with the self report of a good health status (cream skimming) or the incidence of a chronic illness (self-selection). However, we do not observe those patterns on the group of self-employed workers. Finally, we found, as the research in the field suggests, that the use of health services increases with the health insurance status.

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Bibliographic Info

Article provided by Universidad de Antioquia, Departamento de Economía in its journal LECTURAS DE ECONOMÍA.

Volume (Year): (2008)
Issue (Month): 68 (Enero-Junio)
Pages: 95-120

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Handle: RePEc:lde:journl:y:2008:i:68:p:95-120

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Web page: http://economia.udea.edu.co
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Postal: Lecturas de Economía, Departamento de Economía, Calle 67, 53-108, Medellin 050010, Colombia.

Related research

Keywords: capital health; demand of medical care; risk selection;

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