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A nyugdíjrendszer és a diákhitelrendszer összekapcsolása
[Connecting the pension and student-loan systems]

Author

Listed:
  • Berlinger, Edina

Abstract

A tanulmány a nyugdíjrendszer és a diákhitelrendszer összekapcsolásának lehetőségét vizsgálja. Röviden bemutatja a rendszerek célját, jellemzőit, a legfontosabb dilemmákat és hasonlóságokat. Ezután egy olyan összekapcsolt modellt ismertet, amely sok szempontból hatékonyabbá tenné mindkét rendszer működését. A modell egyik legvonzóbb tulajdonsága az egyszerűség és az átláthatóság. Ezenkívül számos olyan ösztönzőt rejt magában, ami minden lehetséges forrást mozgósít a két fő célkitűzés, a tanulmányok finanszírozása és az időskori létbiztonság megteremtése érdekében. A szerző formalizáltan is levezeti a rendszer egyensúlyi működéséhez szükséges nyugdíj-indexálási szabályt. Ennek során igyekszik közelíteni egymáshoz a nyugdíj és a diákhitelezés szakirodalmának fogalmait és jelölésrendszerét. Journal of Economics Literature (JEL) kód: H55, I22.

Suggested Citation

  • Berlinger, Edina, 2005. "A nyugdíjrendszer és a diákhitelrendszer összekapcsolása [Connecting the pension and student-loan systems]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(9), pages 631-647.
    • Handle: RePEc:ksa:szemle:786
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    References listed on IDEAS

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    1. Simonovits, András, 1998. "Az új magyar nyugdíjrendszer és problémái [The new Hungarian pension system and its problems]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(7), pages 689-708.
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    6. Barr, Nicholas, 1993. "Alternative Funding Resources for Higher Education," Economic Journal, Royal Economic Society, vol. 103(418), pages 718-728, May.
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    8. Barr, Nicholas, 1993. "Alternative funding resources for higher education," LSE Research Online Documents on Economics 280, London School of Economics and Political Science, LSE Library.
    9. Bruce Chapman & Chris Ryan, 2002. "Income-Contingent Financing of Student Charges for Higher Education: Assessing the Australian Innovation," CEPR Discussion Papers 449, Centre for Economic Policy Research, Research School of Economics, Australian National University.
    10. Simonovits, András, 2004. "Optimális rugalmas nyugdíjrendszer tervezése - biztosításmatematikai semlegesség és hatékonyság [Designing benefit rules for flexible retirement: actuarial fairness versus efficiency]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(12), pages 1101-1112.
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    Citations

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    Cited by:

    1. József Banyár, 2014. "Two scenarios of the evolution of modern pension systems," Financial and Economic Review, Magyar Nemzeti Bank (Central Bank of Hungary), vol. 13(4), pages 152-177.
    2. Kovács, Erzsébet & Ágoston, Kolos Csaba, 2007. "A magyar öngondoskodás sajátosságai [Specific features of self-provision in Hungary]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(6), pages 560-578.
    3. Banyár, József, 2021. "Az emberi gesztáció finanszírozása vagy emberitőke-alapú nyugdíjrendszer? Augusztinovics Mária nyugdíjrendszer-elképzelései újra megfontolva [Financing human gestation or a human capital-based pens," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(9), pages 987-1011.
    4. Simonovits, András, 2015. "Hossz- és keresztmetszeti egyensúly az életpálya finanszírozásában [Longitudinal and cross-sectional equilibrium in lifetime financing]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(6), pages 611-620.

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    More about this item

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid

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