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Lending to Small and Medium-Sized Firms: Is There an East-West Gap in Germany? Author info | Abstract | Publisher info | Download info | Related research | Statistics Erik Lehmann
Doris Neuberger ()
Solvig R”thke
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The financing of small and medium-sized firms is important for the catching-up of the East German to the West German economy since reunification. We explore whether it is restricted by unfavorable bank loan terms, using bank-survey data on lending decisions to small and medium- sized firms. A comparison of the terms of lending between the former East German and West German states yields a lending gap given by higher loan prices and collateral requirements in East Germany. This gap can be explained by differences in credit risks and lending strategies of banks.
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Article provided by Springer in its journal Small Business Economics .
Volume (Year): 23 (2004)
Issue (Month): 1 (08)
Pages: 23-39
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Handle: RePEc:kap:sbusec:v:23:y:2004:i:1:p:23-39Contact details of provider: Web page: http://www.springerlink.com/link.asp?id=100338
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98, University of Rostock, Institute of Economics, Germany.
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Elisabeth Müller & Volker Zimmermann, 2006.
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Other versions:
Zimmermann, Volker & Mueller, Elisabeth, 2007.
"The Importance of Equity Finance for R&D Activity: Are There Differences Between Young and OldCompanies? ,"
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Taylor and Francis Journals, vol. 12(5), pages 401-420, July.
[Downloadable!] (restricted)
Doris Neuberger & Christoph Schacht, 2005.
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Thuenen-Series of Applied Economic Theory
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