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Predicting Corporate Financial Distress: A Time-Series CUSUM Methodology

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Author Info
Kahya, Emel
Theodossiou, Panayiotis

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Abstract

The ability to predict corporate financial distress can be strengthened using models that account for serial correlation in the data, incorporate information from more than one period and include stationary explanatory variables. This paper develops a stationary financial distress model for AMEX and NYSE manufacturing and retailing firms based on the statistical methodology of time-series Cumulative Sums (CUSUM). The model has the ability to distinguish between changes in the financial variables of a firm that are the result of serial correlation and changes that are the result of permanent shifts in the mean structure of the variables due to financial distress. Tests performed show that the model is robust over time and outperforms similar models based on the popular statistical methods of Linear Discriminant Analysis and Logit. Copyright 1999 by Kluwer Academic Publishers

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Publisher Info
Article provided by Springer in its journal Review of Quantitative Finance and Accounting.

Volume (Year): 13 (1999)
Issue (Month): 4 (December)
Pages: 323-45
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Handle: RePEc:kap:rqfnac:v:13:y:1999:i:4:p:323-45

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Web page: http://springerlink.metapress.com/link.asp?id=102990

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  1. Balcaen S. & Ooghe H., 2004. "Alternative methodologies in studies on business failure: do they produce better results than the classic statistical methods?," Vlerick Leuven Gent Management School Working Paper Series 2004-16, Vlerick Leuven Gent Management School. [Downloadable!]
    Other versions:
  2. Aaro Hazak & Kadri Männasoo, 2007. "Indicators of corporate default : an EU based empirical study," Bank of Estonia Working Papers 2007-10, Bank of Estonia, revised 04 Sep 2007. [Downloadable!]
  3. Elisa Ughetto & Andrea Vezzulli, 2008. "Guarantee-backed loans and R&D investments. Do mutual guarantee consortiums value R&D?," CESPRI Working Papers 227, CESPRI, Centre for Research on Innovation and Internationalisation, Universita' Bocconi, Milano, Italy, revised Dec 2008. [Downloadable!]
  4. Ch. Spathis & M. Doumpos & C. Zopounidis, 2002. "Detecting falsified financial statements: a comparative study using multicriteria analysis and multivariate statistical techniques," European Accounting Review, Taylor and Francis Journals, vol. 11(3), pages 509-535, September. [Downloadable!] (restricted)
  5. G. Yi & S. Coleman & Q. Ren, 2006. "CUSUM method in predicting regime shifts and its performance in different stock markets allowing for transaction fees," Journal of Applied Statistics, Taylor and Francis Journals, vol. 33(7), pages 647-661, August. [Downloadable!] (restricted)
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