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Raising Math Scores Among Children in Low-Wealth Households: Potential Benefit of Children's School Savings

Author

Listed:
  • William Elliott III

    (The University of Kansas)

  • Hyunzee Jung
  • Terri Friedline

    (The University of Kansas)

Abstract

Recent findings using traditional regression methods show that children's savings designated for school are associated with higher math scores. We build on this research by using Hierarchical Linear Modeling (HLM) to confirm that children with school savings have higher math scores than those without school savings. Moreover, we suggest children's school savings may have a stronger association with children's math scores than with either household wealth or children's savings not designated for school. Further, we find evidence that children's school savings mediates the relationship between household wealth and math scores. Policy implications for children living in low-wealth households are discussed.

Suggested Citation

  • William Elliott III & Hyunzee Jung & Terri Friedline, 2011. "Raising Math Scores Among Children in Low-Wealth Households: Potential Benefit of Children's School Savings," Journal of Income Distribution, Ad libros publications inc., vol. 20(2), pages 72-91, June.
    • Handle: RePEc:jid:journl:y:2011:v:20:i:2:p:72-91
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    File URL: http://jid.journals.yorku.ca/index.php/jid/article/view/34308
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    Citations

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    Cited by:

    1. Elliott, William, 2013. "Small-dollar children's savings accounts and children's college outcomes," Children and Youth Services Review, Elsevier, vol. 35(3), pages 572-585.
    2. Elliott, William, 2013. "The effects of economic instability on children's educational outcomes," Children and Youth Services Review, Elsevier, vol. 35(3), pages 461-471.
    3. Elliott, William & Song, Hyun-a & Nam, Ilsung, 2013. "Small-dollar children's savings accounts and children's college outcomes by income level," Children and Youth Services Review, Elsevier, vol. 35(3), pages 560-571.
    4. Elliott, William & Kite, Benjamin & O'Brien, Megan & Lewis, Melinda & Palmer, Ashley, 2018. "Initial elementary education findings from Promise Indiana's Children's savings account program," Children and Youth Services Review, Elsevier, vol. 85(C), pages 295-306.
    5. Melinda Lewis & Megan O'Brien & Amanda Jones‐Layman & Elizabeth A. O'Neill & William Elliott, 2017. "Saving and Educational Asset Building Within a Community‐Driven CSA Program: The Case of Promise Indiana," Poverty & Public Policy, John Wiley & Sons, vol. 9(2), pages 188-208, June.
    6. Rauscher, Emily & Elliott, William & O'Brien, Megan & Callahan, Jason & Steensma, Joe, 2017. "Examining the relationship between parental educational expectations and a community-based children's savings account program," Children and Youth Services Review, Elsevier, vol. 74(C), pages 96-107.

    More about this item

    Keywords

    assets; math scores; savings accounts; wealth; school savings;
    All these keywords.

    JEL classification:

    • E22 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Investment; Capital; Intangible Capital; Capacity
    • I2 - Health, Education, and Welfare - - Education

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