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The Chinese Housing Provident Fund

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Author Info
Richard J. Buttimer Jr. () (The Belk College of Business Administration, the University of North Carolina at Charlotte, Department of Finance and Business Law, 340B Friday Building, 9201 University City Boulevard, Charlotte, NC 28223-0001)
Anthony Yanxiang Gu () (State University of New York, Geneseo, 115 D South Hall, 1 College Circle, Geneseo, NY 14454)
Tyler T. Yang () (IFE Group, 51 Monroe Street, Plaza E-6, Rockville, MD 20850, (301) 309-6561)

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Abstract

The Chinese government has embarked upon an effort to reduce the number of tenants living in publicly owned housing. This is a significant challenge for any government, but may be especially so for a country where private homeownership is a new option. Out of concern that many of its citizens could not afford to purchase their housing units, the Chinese government created the Housing Provident Fund. This program, which is similar to housing fund programs in other countries such as Thailand and Singapore, combines a 401(k)-like savings and retirement account with subsidized mortgage rates and price discounts to provide a mechanism through which an employee could save for, and eventually complete, a housing purchase.

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File URL: http://www.umac.mo/fba/irer/papers/past/Vol7_pdf/1-30.pdf
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Publisher Info
Article provided by Asian Real Estate Society in its journal International Real Estate Review.

Volume (Year): 7 (2004)
Issue (Month): 1 ()
Pages: 1-30
Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Handle: RePEc:ire:issued:v:07:n:01:2004:p:1-30

Contact details of provider:
Postal: Asia Real Estate Society, 51 Monroe Street, Plaza E-6, Rockville, MD 20850, USA
Email:
Web page: http://www.asres.org/

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Postal: Asian Real Estate Society, 51 Monroe Street, Plaza E-6, Rockville, MD 20850, USA
Email:
Web: http://www.asres.org/

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Find related papers by JEL classification:
L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services

References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:

  1. Tse, Chung Yi & Leung, Charles Ka Yui, 2002. "Increasing Wealth and Increasing Instability: The Role of Collateral," Review of International Economics, Blackwell Publishing, vol. 10(1), pages 45-52, February. [Downloadable!] (restricted)
    Other versions:
  2. Kan, Kamhon, 2000. "Dynamic Modeling of Housing Tenure Choice," Journal of Urban Economics, Elsevier, vol. 48(1), pages 46-69, July. [Downloadable!] (restricted)
  3. Artle, Roland & Varaiya, Pravin, 1978. "Life cycle consumption and homeownership," Journal of Economic Theory, Elsevier, vol. 18(1), pages 38-58, June. [Downloadable!] (restricted)
  4. Dennis R. Capozza & Patric H. Hendershott & Charlotte Mack & Christopher J. Mayer, 2002. "Determinants of Real House Price Dynamics," NBER Working Papers 9262, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  5. Charles Ka-Yui Leung & Chung Yi Tse, 1998. "Fixed Cost, Saving and Technology Choice," Departmental Working Papers _106, Chinese University of Hong Kong, Department of Economics.
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This page was last updated on 2009-12-30.


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