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The effect of access to post-retirement health insurance on the decision to retire early

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Author Info
Lynn A. Karoly
Jeannette A. Rogowski
Abstract

The authors analyze the effect of the availability of post-retirement health insurance on early retirement behavior of men using data from the 1984, 1986, and 1988 panels of the Survey of Income and Program Participation (SIPP). They extend previous static models of retirement to account for access to health insurance as a factor in the retirement decision. The estimates from probit models of retirement during the SIPP panel period show that the offer of continued employer-provided health insurance coverage after retirement increased the likelihood of retirement before age 65. Also, the authors find evidence that the presence before retirement of retirement insurance coverage through a source in addition to the employer increased the likelihood of early retirement. (Abstract courtesy JSTOR.)

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Publisher Info
Article provided by ILR Review, ILR School, Cornell University in its journal ILR Review.

Volume (Year): 48 (1994)
Issue (Month): 1 (October)
Pages: 103-123
Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Handle: RePEc:ilr:articl:v:48:y:1994:i:1:p:103-123

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  1. Eric French & John Bailey Jones, 2004. "The Effects Of Health Insurance And Self-Insurance On Retirement Behavior," Working Papers, Center for Retirement Research at Boston College 2004-12, Center for Retirement Research. [Downloadable!]
    Other versions:
  2. Jody Schimmel, 2006. "Men With Health Insurance and the Women Who Love Them: the Effect of a Husband's Retirement on His Wife's Health Insurance Coverage," Working Papers wp131, University of Michigan, Michigan Retirement Research Center. [Downloadable!]
  3. Joshua Congdon-Hohman, 2006. "The Impact of Health Insurance Availability on Retirement Decision Reversals," Working Papers wp137, University of Michigan, Michigan Retirement Research Center. [Downloadable!]
  4. Luca Spataro, 2002. "New Tools in Micromodeling Retirement Decisions: Overview and Applications to the Italian Case," Computing in Economics and Finance 2002 109, Society for Computational Economics. [Downloadable!]
    Other versions:
  5. Kanika Kapur & Jeannette Rogowski, 2006. "Love or Money? Health Insurance and Retirement Among Married Couples," NBER Working Papers 12273, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  6. James Marton & Stephen A. Woodbury, 2006. "Retiree Health Benefits and Retirement," Staff Working Papers 06-128, W.E. Upjohn Institute for Employment Research. [Downloadable!] (restricted)
  7. Tracy A. Falba & William T. Gallo & Jody L. Sindelar, 2008. "Work Expectations, Realizations, and Depression in Older Workers," NBER Working Papers 14435, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  8. David M. Blau & Donna B. Gilleskie, 2003. "The Role of Retiree Health Insurance in the Employment Behavior of Older Men," NBER Working Papers 10100, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
  9. Brigitte Madrian, 2006. "The U.S. Health Care System and Labor Markets," NBER Working Papers 11980, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
  10. Linda A. Wray, 2003. "Mental Health and Labor Force Exits in Older Workers: The Mediating or Moderating Roles of Physical Health and Job Factors," Working Papers wp047, University of Michigan, Michigan Retirement Research Center. [Downloadable!]
  11. Patricia H Born & Alice M Zawacki, 2003. "Manufacturing Firms' Decisions Regarding Retiree Health Insurance," Working Papers 03-14, Center for Economic Studies, U.S. Census Bureau. [Downloadable!]
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