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Impact of Macro-economic Factors on Deposit Formation by Ukrainian Population

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  • Shevaldina Valentyna H.

    ()
    (Kyiv National Economic University named after. V. Getman)

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    Abstract

    The goal of the article is detection of interconnections between the common economic processes and formation of bank deposits by population. The article builds a correlation and regression model of complex assessment of interconnection between macro-economic factors, savings behaviour of population and level of deposits of population in banks for two hour horizons: short-term, which is characterised with deployment of crisis phenomena both in global economy and in Ukrainian economy and the medium-term one. The article characterises the most significant common macro-economic factors. In the result of the study the article establishes that Ukrainian population is oriented at short-term horizon when forming savings due to the uncertainty in future. In the medium-term prospective, savings of the population are formed basically under influence of macro-economic factors, while formation of deposits by Ukrainian population is mostly influenced by socio-psychological factors.

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    Bibliographic Info

    Article provided by RESEARCH CENTRE FOR INDUSTRIAL DEVELOPMENT PROBLEMS of NAS (KHARKIV, UKRAINE), Kharkiv National University of Economics in its journal Business Inform.

    Volume (Year): (2014)
    Issue (Month): 1 ()
    Pages: 286_291

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    Handle: RePEc:idp:bizinf:y:2014:i:1:p:286_291

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    Web page: http://www.business-inform.net

    Related research

    Keywords: macro-economic factors; savings; population deposits; correlation and regression model; consumer model;

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