Factors of Formation of Deposit Resources of the Bank

The goal of the article is to make a critical review and improvement of approaches of scientists to classification of factors of formation of deposit resources of a bank, to identify their significance in the system of managing them. The article analyses approaches of domestic and foreign scientists on classification of factors of formation of deposit resources of a bank. Their critical analysis is used as a basis for offering a classification of factors of formation of deposit resources of a bank, which differs from the existing with a generalised grouping of its factors. Since factors of formation of deposit resources of a bank are not equal and take different places in the system of managing attracted resources, the article used the method of analysis of hierarchies to identify levels of their significance, which allowed both their ranking and also checking local and global priorities of experts for consistency between each other. The offered classification and levels of significance of factors of formation of deposit resources in the process of banking activity could be used as a basis for development of methodical approaches to planning, forecasting, organisation, regulation, co-ordination, accounting, analysis, stimulation and control over deposit resources of a bank. The prospects of further studies in this direction are a conduct of a deep analysis of the modern system of managing deposit resources of a bank and development of methodical approaches on its perfection.