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Integración Europea Y Sistemas De Financiación A La Vivienda /

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Author Info

  • López Penabad, M.C.

    ()
    (Universidad de Santiago de Compostela (España))

  • Maside Sanfiz, J.M.

    ()
    (Universidad de Santiago de Compostela (España))

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    Abstract

    Este trabajo analiza el nivel de integración existente entre los mercados de financiación a la vivienda en los países de la Unión Europea. Se desarrolla en varios apartados en los que se va analizando la estructura de tenencia de viviendas, la intervención gubernamental en los mercados hipotecarios, las características de los contratos e instrumentos de financiación, el nivel de deuda hipotecaria y el colateral o garantía, a través de los cuales se van identificando los principales obstáculos y logros en el proceso de integración de los mercados hipotecarios. / This study analyses the integration level within the European Union housing financial markets. The paper develops across several sections devoted to housing tenure structure, policy intervention in housing markets, characteristics of mortgage contracts and financial instruments, and mortgage debt and collateral. This analysis allows us to identify the principal barriers to integration and to value de advances reached in the integration mortgage market process.

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    Bibliographic Info

    Article provided by Academia Europea de Dirección y Economía de la Empresa (AEDEM) in its journal Investigaciones Europeas de Dirección y Economía de la Empresa.

    Volume (Year): 11 (2005)
    Issue (Month): 3 ()
    Pages: 31-50

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    Handle: RePEc:idi:jiedee:v:11:y:2005:i:3:p:31-50

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    Postal: Investigaciones Europeas de Dirección y Economía de la Empresa, Facultad de Ciencias Económicas y Empresariales, Universidad de Vigo, Lagoas - Marcosende s/n, E-36310, Vigo, Pontevedra, España
    Phone: (+34) 986812473
    Fax: (+34) 986812401
    Web page: http://www.aedem-virtual.com/es/journal/iedee

    Related research

    Keywords: Mercado Hipotecario; Convergencia; Estructura de Tenencia de Vivienda; Deuda Hipotecaria; Bonos de Titulización Hipotecaria; Mortgage Market; Convergence; Housing Tenure Structure; Mortgage Debt; Mortgage Backed Securities.;

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