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An Analytical Study of Customer’s Preferences and Satisfaction in Credit Card Industry

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  • Sunayna Khurana
  • S P Singh

Abstract

In today’s busy world, nobody has the time to withdraw money from the bank account for shopping. Everybody is interested in carrying the plastic money (credit card and debit card) in their wallet for shopping as it gives convenience, safety, easiness and even style. In this cut-throat competition, banks have to work hard to gain market share and to meet the expectations of customers so that they can delight their customers. This study is carried out to identify customer preferences and expectations from cedit/debit card services. The main objective is to identify the factors that influence the choice of credit cards, customer satisfaction, and consumer behavior regarding the credit card in Tier-III cities. Primary data was collected from 200 respondents by the questionnaire method. Results show that the choice of credit card depends upon income, gender and profession of the respondent. Customer satisfaction depends upon income, frequency of usage in a month and amount of usage per month.

Suggested Citation

  • Sunayna Khurana & S P Singh, 2011. "An Analytical Study of Customer’s Preferences and Satisfaction in Credit Card Industry," The IUP Journal of Bank Management, IUP Publications, vol. 0(1), pages 71-87, February.
    • Handle: RePEc:icf:icfjbm:v:10:y:2011:i:1:p:71-87
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    Cited by:

    1. Anurag Dugar & Mani Shreshtha & Rishabh Jain, 2014. "Cognitive Dissonance as an Effect of Indulging on Credit," Paradigm, , vol. 18(2), pages 155-166, December.

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