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Borrower and neighborhood racial and income characteristics and financial institution mortgage application screening

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Author Info
Michael H. Schill
Susan M. Wachter

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Abstract

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Publisher Info
Article provided by Federal Reserve Bank of Philadelphia in its journal Proceedings.

Volume (Year): (1994)
Issue (Month): ()
Pages: 223-243
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Handle: RePEc:fip:fedppr:y:1994:p:223-243

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Related research
Keywords: Mortgages ; Community Reinvestment Act of 1977 ; Discrimination in mortgage loans ; Regression analysis;

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  1. Drew Dahl & Douglas Evanoff & Michael Spivey, 2003. "The Timing and Persistence of CRA Compliance Ratings," Journal of Financial Services Research, Springer, vol. 23(2), pages 113-132, April. [Downloadable!] (restricted)
  2. Jed L. DeVaro & Jeffrey M. Lacker, 1995. "Errors in variables and lending discrimination," Economic Quarterly, Federal Reserve Bank of Richmond, issue Sum, pages 19-32. [Downloadable!]
  3. Eric Rosenblatt, 1997. "A Reconsideration Of Discrimination In Mortgage Underwriting With Data From A National Mortgage Bank," Journal of Financial Services Research, Springer, vol. 11(1), pages 109-131, February. [Downloadable!] (restricted)
  4. David Horne, 1997. "Mortgage Lending, Race, and Model Specification," Journal of Financial Services Research, Springer, vol. 11(1), pages 43-68, February. [Downloadable!] (restricted)
  5. Jeffrey M. Lacker, 1995. "Neighborhoods and banking," Economic Quarterly, Federal Reserve Bank of Richmond, issue Spr, pages 13-38. [Downloadable!]
  6. Stephen L. Ross & Geoffrey M. B. Tootell, 2000. "Redlining, the Community Reinvestment Act, and Private Mortgage Insurance," Working papers 2000-04, University of Connecticut, Department of Economics. [Downloadable!]
    Other versions:
  7. Neil Bhutta, 2008. "Giving credit where credit is due? the Community Reinvestment Act and mortgage lending in lower-income neighborhoods," Finance and Economics Discussion Series 2008-61, Board of Governors of the Federal Reserve System (U.S.). [Downloadable!]
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