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Bank branches in supermarkets

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  • Lawrence J. Radecki
  • John Wenninger
  • Daniel K. Orlow
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    Abstract

    The largest U.S. commercial banks are restructuring their retail operations to reduce the cost disadvantage resulting from a stagnant deposit base and stiffer competition. As part of this effort, some banks are opening "supermarket," or "in-store," branches: a new type of banking office within a large retail outlet. An alternative to the traditional bank office, the supermarket branch enables banks to improve the efficiency of the branch network and offer greater convenience to customers.

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    Bibliographic Info

    Article provided by Federal Reserve Bank of New York in its journal Current Issues in Economics and Finance.

    Volume (Year): 2 (1996)
    Issue (Month): Dec ()
    Pages:

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    Handle: RePEc:fip:fednci:y:1996:i:dec:n:v.2no.13

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    Related research

    Keywords: Bank competition ; Branch banks;

    References

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    1. Jith Jayaratne & Christine Hall, 1996. "Consolidation and competition in Second District banking markets," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 2(Jul).
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    Cited by:
    1. Astrid A. Dick, 2003. "Market structure and quality: an application to the banking industry," Finance and Economics Discussion Series 2003-14, Board of Governors of the Federal Reserve System (U.S.).
    2. Rebecca S. Demsetz, 1997. "Human resources needs in the evolving financial sector," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 3(Nov).
    3. Wilko Bolt & David Humphrey, 2013. "Competition in bank-provided payment services," Working Papers 13-17, Federal Reserve Bank of Philadelphia.
    4. Wilko Bolt & David Humphrey, 2012. "A Frontier Measure of U.S. Banking Competition," DNB Working Papers 359, Netherlands Central Bank, Research Department.

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