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The impact of individual retirement accounts on savings

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Abstract

Bills to expand individual retirement accounts have been introduced in both houses of Congress this year. While proponents argue that these accounts can help reverse the nation's declining saving rate, recent economic research suggests that the effect of the accounts on savings is in fact quite small.

Suggested Citation

  • Jonathan McCarthy & Han N. Pham, 1995. "The impact of individual retirement accounts on savings," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 1(Sep).
    • Handle: RePEc:fip:fednci:y:1995:i:sep:n:v.1no.6
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    Cited by:

    1. Matthew Higgins & Thomas Klitgaard, 1998. "Viewing the current account deficit as a capital inflow," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 4(Dec).
    2. Maria Teresa Medeiros Garcia & Beatriz Costa, 2020. "Performance of Personal Pension Funds in Portugal," International Advances in Economic Research, Springer;International Atlantic Economic Society, vol. 26(3), pages 259-272, August.

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