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Asset accumulation in low-resource households: evidence from individual development accounts

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Author Info
Mark Schreiner
Michael Sherraden
Margaret Clancy
Lissa Johnson
Jami Curley
Min Zhan
Michal Grinstein-Weiss

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Abstract

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Publisher Info
Article provided by Federal Reserve Bank of Chicago in its journal Proceedings.

Volume (Year): (2001)
Issue (Month): Apr ()
Pages: 183-216
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Handle: RePEc:fip:fedhpr:y:2001:i:apr:p:183-216

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Related research
Keywords: Individual retirement accounts ; Poverty;

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. B. Douglas Bernheim & Daniel M. Garrett, 1996. "The Determinants and Consequences of Financial Education in the Workplace: Evidence from a Survey of Households," NBER Working Papers 5667, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
    Other versions:
  2. Wolff, Edward N, 1998. "Recent Trends in the Size Distribution of Household Wealth," Journal of Economic Perspectives, American Economic Association, vol. 12(3), pages 131-50, Summer. [Downloadable!] (restricted)
  3. Papke, Leslie E. & Poterba, James M., 1995. "Survey evidence on employer match rates and employee saving behavior in 401(k) plans," Economics Letters, Elsevier, vol. 49(3), pages 313-317, September. [Downloadable!] (restricted)
  4. Shefrin, Hersh M & Thaler, Richard H, 1988. "The Behavioral Life-Cycle Hypothesis," Economic Inquiry, Oxford University Press, vol. 26(4), pages 609-43, October.
  5. Hubbard, R Glenn & Skinner, Jonathan S, 1996. "Assessing the Effectiveness of Saving Incentives," Journal of Economic Perspectives, American Economic Association, vol. 10(4), pages 73-90, Fall. [Downloadable!] (restricted)
    Other versions:
  6. Andrea L. Kusko & James M. Poterba & David W. Wilcox, 1994. "Employee Decisions with Respect to 401(k) Plans: Evidence From Individual-Level Data," NBER Working Papers 4635, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  7. Sondra Beverly & Amanda Moore & Mark Schreiner, 2001. "A Framework of Asset-Accumulation Stages and Strategies," Development and Comp Systems 0109004, EconWPA. [Downloadable!]
  8. repec:att:wimass:199226 is not listed on IDEAS
  9. Maital, Shlomo & Maital, Sharone L., 1994. "Is the future what it used to be? A behavioral theory of the decline of saving in the west," The Journal of Socio-Economics, Elsevier, vol. 23(1-2), pages 1-32. [Downloadable!] (restricted)
  10. Nicholas S. Souleles, 1999. "The Response of Household Consumption to Income Tax Refunds," American Economic Review, American Economic Association, vol. 89(4), pages 947-958, September. [Downloadable!] (restricted)
  11. Shlomo Maital, 1986. "Prometheus Rebound: On Welfare-Improving Constraints," Eastern Economic Journal, Eastern Economic Association, vol. 12(3), pages 337-344, Jul-Sep. [Downloadable!]
  12. Eric M. Engen & William G. Gale, 2000. "The Effects of 401(k) Plans on Household Wealth: Differences Across Earnings Groups," NBER Working Papers 8032, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  13. William F. Bassett & Michael J. Fleming & Anthony P. Rodrigues, 1998. "How workers use 401(k) plans: the participation, contribution, and withdrawal decisions," Staff Reports 38, Federal Reserve Bank of New York. [Downloadable!]
  14. Patrick J. Bayer & B. Douglas Bernheim & John Karl Scholz, 1996. "The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers," Working Papers 96011, Stanford University, Department of Economics. [Downloadable!]
    Other versions:
  15. B. Douglas Bernheim & John Karl Scholz, 1993. "Private Saving and Public Policy," NBER Chapters, in: Tax Policy and the Economy, Volume 7, pages 73-110 National Bureau of Economic Research, Inc. [Downloadable!]
    Other versions:
  16. Annamaria Lusardi, 2000. "Explaining Why So Many Households Do Not Save," JCPR Working Papers 150, Northwestern University/University of Chicago Joint Center for Poverty Research.
  17. Annamaria Lusardi, 2000. "Explaining Why So Many Households Do Not Save," Working Papers 0001, Harris School of Public Policy Studies, University of Chicago. [Downloadable!]
  18. Beverly, Sondra G. & Sherraden, Michael, 1999. "Institutional determinants of saving: implications for low-income households and public policy," The Journal of Socio-Economics, Elsevier, vol. 28(4), pages 457-473. [Downloadable!] (restricted)
  19. B. Douglas Bernheim, 1996. "Rethinking Saving Incentives," Working Papers 96009, Stanford University, Department of Economics. [Downloadable!]
  20. Deaton, A. & Grosh, M., 1998. "Consumption," Papers 191, Princeton, Woodrow Wilson School - Development Studies.
  21. Thaler, Richard H, 1994. "Psychology and Savings Policies," American Economic Review, American Economic Association, vol. 84(2), pages 186-92, May. [Downloadable!] (restricted)
  22. Annamaria Lusardi, 2000. "Explaining Why So Many Households Do Not Save," JCPR Working Papers 203, Northwestern University/University of Chicago Joint Center for Poverty Research.
  23. Mark Schreiner & Michael Sherraden & Margaret Clancy & Lissa Johnson & Jami Curley & Min Zahn & Sondra Beverly & Michal Grinstein-Weiss, 2001. "Asset Accumulation in Low-Resource Households: Evidence from Individual Development Accounts," Microeconomics 0108001, EconWPA, revised 27 Dec 2001. [Downloadable!]
    Other versions:
Full references

Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Peter Chinloy, 2001. "Wealth creation," Proceedings, Federal Reserve Bank of Chicago, issue Apr, pages 261-268. [Downloadable!]
  2. Mark Schreiner & Michael Sherraden & Margaret Clancy & Lissa Johnson & Jami Curley & Min Zhan & Michal Grinstein-Weiss, 2001. "Asset accumulation in low-resource households: evidence from individual development accounts," Proceedings, Federal Reserve Bank of Chicago, issue Apr, pages 183-216. [Downloadable!]
    Other versions:
  3. Manlagnit, Ma. Chelo V., 2004. "Extent of Asset Accumulation of the Households," Discussion Papers DP 2004-04, Philippine Institute for Development Studies. [Downloadable!]
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This page was last updated on 2009-11-16.


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