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The 2006 HMDA data

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Author Info
Robert B. Avery
Kenneth P. Brevoort
Glenn B. Canner

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Abstract

Analyzes the 2006 data collected under the Home Mortgage Disclosure Act (HMDA). The review focuses primarily on the pricing information in the data. Includes an assessment of factors that account for the variation in rates of serious delinquency on mortgage loans across U.S. metropolitan area counties observed as of March 31, 2007, with information drawn from the HMDA data on the incidence of higher-priced lending and from credit scores by geographic area.

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File URL: http://www.federalreserve.gov/pubs/bulletin/2007/pdf/hmda06draft.pdf
File Format: application/pdf
File Function:
Download Restriction: no

Publisher Info
Article provided by Board of Governors of the Federal Reserve System (U.S.) in its journal Web Site.

Volume (Year): (2007)
Issue (Month): Sep ()
Pages:
Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Handle: RePEc:fip:fedgws:y:2007:i:sep

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Related research
Keywords: Mortgage loans ; Bank loans;

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Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)
  1. Andrew Haughwout & Christopher Mayer & Joseph Tracy, 2009. "Subprime mortgage pricing: the impact of race, ethnicity, and gender on the cost of borrowing," Staff Reports 368, Federal Reserve Bank of New York. [Downloadable!]
  2. Gwinner, William B. & Sanders, Anthony, 2008. "The sub prime crisis : implications for emerging markets," Policy Research Working Paper Series 4726, The World Bank. [Downloadable!]
  3. Christopher J. Mayer & Karen M. Pence & Shane M. Sherlund, 2008. "The rise in mortgage defaults," Finance and Economics Discussion Series 2008-59, Board of Governors of the Federal Reserve System (U.S.). [Downloadable!]
  4. Christopher J. Mayer & Karen Pence, 2008. "Subprime Mortgages: What, Where, and to Whom?," NBER Working Papers 14083, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  5. Luci Ellis, 2008. "The housing meltdown: Why did it happen in the United States?," BIS Working Papers 259, Bank for International Settlements. [Downloadable!]
  6. Frederic S. Mishkin, 2007. "Housing and the monetary transmission mechanism," Proceedings, Federal Reserve Bank of Kansas City, pages 359-413. [Downloadable!]
    Other versions:
Statistics
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This page was last updated on 2009-11-12.


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