Finnish banking crisis : can we blame bank management?
AbstractThis paper examines the pricing of bank loans using information on Finnish savings banks' loans from 1987 to 1992. Loan rate premia were affected by many factors, some of which are clearly related to riskiness of the borrower and some are not. The likelihood of delinquent payments is also investigated. The results suggest that there are several factors which were not correctly priced.
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Bibliographic InfoArticle provided by Finnish Economic Association in its journal Finnish Economic Papers.
Volume (Year): 7 (1994)
Issue (Month): 1 (Spring)
Find related papers by JEL classification:
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
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- Nakamura, Richard, 2002. "The Big Cleanse: The Japanese Response To The Financial Crisis Of 1990'S Seen From A Nordic Perspective," EIJS Working Paper Series 149, The European Institute of Japanese Studies.
- Vicente Salas & Jesús Saurina, 2002. "Credit Risk in Two Institutional Regimes: Spanish Commercial and Savings Banks," Journal of Financial Services Research, Springer, vol. 22(3), pages 203-224, December.
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