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The Role of Credit in Women’s Employment the Case of Women’s Cooperatives in Iran

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  • Zahra Karimi

    (Academic Staff, University of Mazandaran.)

Abstract

Since 1980s, credit policy has been promoted as an important mechanism in job creation, especially for women. However, some researchers have showed that although credit programs have significant potential for contributing to women’s wellbeing, yet, many women borrowers have limited control over loans and/or resulted income. In such cases credit policy may not change women status. Women’s cooperatives are one of the institutional set up for mitigating female unemployment and promoting women’s position in the society and household. However, in most cases, cooperatives that established by the help of state subsidies may not realize the expected goals. Our field research about women’s cooperatives in Mazandaran province (Iran) confirms that there is no automatic benefit of access to finance for women; as many registered women’s cooperatives have not been able to create long lasting economic activity, despite of receiving loans.

Suggested Citation

  • Zahra Karimi, 2013. "The Role of Credit in Women’s Employment the Case of Women’s Cooperatives in Iran," Iranian Economic Review (IER), Faculty of Economics,University of Tehran.Tehran,Iran, vol. 18(2), pages 131-158, spring.
    • Handle: RePEc:eut:journl:v:18:y:2013:i:2:p:131
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    References listed on IDEAS

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    1. Rahman, Aminur, 1999. "Micro-credit initiatives for equitable and sustainable development: Who pays?," World Development, Elsevier, vol. 27(1), pages 67-82, January.
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