Factors influencing the regional location of banking infrastructure
AbstractWe describe the recent trends that characterize the location of bank branches, automated teller machines (ATM) and point of sales terminals (POS) in Mexico, and evaluate whether bank infrastructure has expanded to previously uncovered regions. Further, we analyze the relationship between infrastructure location and several economic and population characteristics of states and municipalities. Coverage is better in regions that are more populated and have higher levels of income, education and formal economic activity, especially among larger banks. We also find an inverse relationship between location of branches and location of pos, and the transportation cost to the closest municipality with a branch.
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Bibliographic InfoArticle provided by in its journal Economia Mexicana NUEVA EPOCA.
Volume (Year): XVIII (2009)
Issue (Month): 2 (July-December)
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Find related papers by JEL classification:
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
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