IDEAS home Printed from https://ideas.repec.org/a/eaa/eerese/v19y2019i1_6.html
   My bibliography  Save this article

Factores De Influencia En La Localización Regional De La Infraestructura Bancaria Argentina: El Caso De La Provincia De Córdoba

Author

Listed:
  • Fernando GARCIA
  • Alejandro D. JACOBO

Abstract

Este trabajo describe los dos canales principales de servicios bancarios en la provincia de Córdoba durante 2000-2013. Mientras el número de sucursales revela un deterioro en la disponibilidad de los servicios, los indicadores para cajeros automáticos exhiben una mejoría. Sin embargo, esta expansión se produjo en localidades que ya cuentan con sucursales bancarias. Instalar una sucursal en localidades con menos de 10.000 habitantes no es rentable para la banca privada. Los servicios bancarios previamente establecidos, la población, los empleados y los jubilados incentivan la radicación de una mayor infraestructura bancaria. El aumento en el nivel de privación por parte de la población estaría asociado a una menor demanda de los servicios bancarios, lo que generaría menores incentivos para la apertura de sucursales y/o cajeros. El nivel de educación primaria parece definir una demanda superior en el caso de las sucursales.

Suggested Citation

  • Fernando GARCIA & Alejandro D. JACOBO, 2019. "Factores De Influencia En La Localización Regional De La Infraestructura Bancaria Argentina: El Caso De La Provincia De Córdoba," Regional and Sectoral Economic Studies, Euro-American Association of Economic Development, vol. 19(1), pages 89-114.
    • Handle: RePEc:eaa:eerese:v:19:y2019:i:1_6
    as

    Download full text from publisher

    File URL: http://www.usc.es/~economet/reviews/eers1916.pdf
    Download Restriction: No.
    ---><---

    References listed on IDEAS

    as
    1. Savage, Donald T & Humphrey, David Burras, 1979. "Branching Laws and Banking Offices: A Comment," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 11(2), pages 227-230, May.
    2. Herrera Gómez, Marcos & Cid, Juan Carlos & Paz, Jorge Augusto, 2012. "Introducción a la econometría espacial: Una aplicación al estudio de la fecundidad en la Argentina usando R [Introduction to Spatial Econometrics: An application to the study of fertility in Argent," MPRA Paper 41138, University Library of Munich, Germany.
    3. Pinkse, Joris & Slade, Margaret E., 1998. "Contracting in space: An application of spatial statistics to discrete-choice models," Journal of Econometrics, Elsevier, vol. 85(1), pages 125-154, July.
    4. Luisa Alamá & Emili Tortosa-Ausina, 2012. "Bank Branch Geographic Location Patterns in S pain: Some Implications for Financial Exclusion," Growth and Change, Wiley Blackwell, vol. 43(3), pages 505-543, September.
    5. Carlos Medina & Jairo Núñez, 2006. "La Oferta De Servicios Del Sector Financiero Formal En Bogotá," Documentos CEDE 3043, Universidad de los Andes, Facultad de Economía, CEDE.
    6. Levine, Ross, 2005. "Finance and Growth: Theory and Evidence," Handbook of Economic Growth, in: Philippe Aghion & Steven Durlauf (ed.), Handbook of Economic Growth, edition 1, volume 1, chapter 12, pages 865-934, Elsevier.
    7. Alamá Sabater Luisa & Conesa Guillén David & Forte Deltell Anabel & Tortosa-Ausina Emili, 2013. "A Bayesian Perspective to Analyze Branch Location Patterns in Spanish Banking," Working Papers 2013127, Fundacion BBVA / BBVA Foundation.
    8. Anselin, Luc & Bera, Anil K. & Florax, Raymond & Yoon, Mann J., 1996. "Simple diagnostic tests for spatial dependence," Regional Science and Urban Economics, Elsevier, vol. 26(1), pages 77-104, February.
    9. Klier, Thomas & McMillen, Daniel P, 2008. "Clustering of Auto Supplier Plants in the United States," Journal of Business & Economic Statistics, American Statistical Association, vol. 26, pages 460-471.
    10. Ayuso, Juan & Perez, Daniel & Saurina, Jesus, 2004. "Are capital buffers pro-cyclical?: Evidence from Spanish panel data," Journal of Financial Intermediation, Elsevier, vol. 13(2), pages 249-264, April.
    11. A. Colin Cameron & Pravin K. Trivedi, 2010. "Microeconometrics Using Stata, Revised Edition," Stata Press books, StataCorp LP, number musr, March.
    12. Lanzillotti, R F & Saving, Thomas R, 1969. "State Branching Restrictions and the Availability of Branching Services: A Comment," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 1(4), pages 778-788, November.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Fernando Gaviria, 2017. "A new index of banking coverage created from georeferenced data, with an application for Argentina," Revista Ecos de Economía, Universidad EAFIT, vol. 21(45), pages 25-40, December.
    2. Haoying Wang & Guohui Wu, 2022. "Modeling discrete choices with large fine-scale spatial data: opportunities and challenges," Journal of Geographical Systems, Springer, vol. 24(3), pages 325-351, July.
    3. Carrión-Flores, Carmen E. & Flores-Lagunes, Alfonso & Guci, Ledia, 2018. "An estimator for discrete-choice models with spatial lag dependence using large samples, with an application to land-use conversions," Regional Science and Urban Economics, Elsevier, vol. 69(C), pages 77-93.
    4. Andrés Murcia Pabón, 2007. "Determinantes del acceso al crédito de los hogares colombianos," Revista ESPE - Ensayos sobre Política Económica, Banco de la Republica de Colombia, vol. 25(55), pages 40-83, December.
    5. José Armando Cobián Álvarez & Budy P. Resosudarmo, 2019. "The cost of floods in developing countries’ megacities: a hedonic price analysis of the Jakarta housing market, Indonesia," Environmental Economics and Policy Studies, Springer;Society for Environmental Economics and Policy Studies - SEEPS, vol. 21(4), pages 555-577, October.
    6. Martinetti, Davide & Geniaux, Ghislain, 2017. "Approximate likelihood estimation of spatial probit models," Regional Science and Urban Economics, Elsevier, vol. 64(C), pages 30-45.
    7. Corral, Paul & Radchenko, Natalia, 2017. "What’s So Spatial about Diversification in Nigeria?," World Development, Elsevier, vol. 95(C), pages 231-253.
    8. Daniel P. McMillen & Elizabeth T. Powers, 2017. "The eldercare landscape: Evidence from California," Health Economics, John Wiley & Sons, Ltd., vol. 26(S2), pages 139-157, September.
    9. Lizethe Berenice Méndez-Heras. & Francisco Venegas-Martínez. & Diego Emilio Linthon-Delgado., 2021. "El impacto del crédito bancario sobre el desarrollo humano en México: un análisis de datos panel a nivel estatal, 2004-2016. (The Impact of Bank Credit on Human Development in Mexico: A Data Analysis ," Ensayos Revista de Economia, Universidad Autonoma de Nuevo Leon, Facultad de Economia, vol. 0(1), pages 1-28, May.
    10. Roberto Ezcurra & Pedro Pascual & Manuel Rapun, 2006. "Regional Specialization in the European Union," Regional Studies, Taylor & Francis Journals, vol. 40(6), pages 601-616.
    11. Laurent Davezies & Xavier D'Haultfoeuille & Denis Fougère, 2009. "Identification of peer effects using group size variation," Econometrics Journal, Royal Economic Society, vol. 12(3), pages 397-413, November.
    12. Raffaella Calabrese & Galina Andreeva & Jake Ansell, 2019. "“Birds of a Feather” Fail Together: Exploring the Nature of Dependency in SME Defaults," Risk Analysis, John Wiley & Sons, vol. 39(1), pages 71-84, January.
    13. B. Fernández-Olit & C. Ruza & M. Cuesta-González & M. Matilla-Garcia, 2019. "Banks and Financial Discrimination: What Can Be Learnt from the Spanish Experience?," Journal of Consumer Policy, Springer, vol. 42(2), pages 303-323, June.
    14. Carlos Felipe Balcázar & Lidia Ceriani & Sergio Olivieri & Marco Ranzani, 2017. "Rent‐Imputation for Welfare Measurement: A Review of Methodologies and Empirical Findings," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 63(4), pages 881-898, December.
    15. Álvaro A. Novo, 2003. "Contagious Currency Crisis: A Spatial Probit Approach," Working Papers w200305, Banco de Portugal, Economics and Research Department.
    16. Silveira Santos, Luís & Proença, Isabel, 2019. "The inversion of the spatial lag operator in binary choice models: Fast computation and a closed formula approximation," Regional Science and Urban Economics, Elsevier, vol. 76(C), pages 74-102.
    17. Lambert, Dayton M. & Brown, Jason P. & Florax, Raymond J.G.M., 2010. "A two-step estimator for a spatial lag model of counts: Theory, small sample performance and an application," Regional Science and Urban Economics, Elsevier, vol. 40(4), pages 241-252, July.
    18. LE GALLO, Julie, 2000. "Econométrie spatiale 1 -Autocorrélation spatiale," LATEC - Document de travail - Economie (1991-2003) 2000-05, LATEC, Laboratoire d'Analyse et des Techniques EConomiques, CNRS UMR 5118, Université de Bourgogne.
    19. H. Kelejian, Harry & Prucha, Ingmar R., 2001. "On the asymptotic distribution of the Moran I test statistic with applications," Journal of Econometrics, Elsevier, vol. 104(2), pages 219-257, September.
    20. Roger Bivand & Giovanni Millo & Gianfranco Piras, 2021. "A Review of Software for Spatial Econometrics in R," Mathematics, MDPI, vol. 9(11), pages 1-40, June.

    More about this item

    Keywords

    Instituciones Financieras; Bancos; Inclusión Financiera.;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eaa:eerese:v:19:y2019:i:1_6. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: M. Carmen Guisan (email available below). General contact details of provider: http://www.usc.es/economet/eaa.htm .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.