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Mikrokredite: Bedarf auch in Deutschland

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Author Info
Alexander S. Kritikos
Christoph Kneiding

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Abstract

Fehlende Finanzierung wird als ein zentraler Grund angesehen, warum kleine Unternehmen scheitern. Seit einigen Jahren wird daher versucht, das Instrument der Mikrokredite auch in Deutschland zu etablieren. Eine erste empirische Studie zeigt, dass rund 15 Prozent aller Selbständigen Interesse an Mikrokrediten äußern. Allerdings macht diese Studie auch deutlich, dass der Bedarf woanders liegt als bisher vermutet. Statt Existenzgründer sollten bereits aktive Kleinunternehmer bestimmter Branchen angesprochen werden. Außerdem müssen Mikrokredite bei kurzer Laufzeit schnell verfügbar sein, damit sie von Unternehmern angenommen werden.

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File URL: http://www.diw.de/documents/publikationen/73/diw_01.c.99791.de/09-27-3.pdf
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Publisher Info
Article provided by DIW Berlin, German Institute for Economic Research in its journal Wochenbericht.

Volume (Year): 76 (2009)
Issue (Month): 27/28 ()
Pages: 451-456
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Handle: RePEc:diw:diwwob:76-27-3

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Related research
Keywords: Entrepreneurship; Microlending; Market research;

Find related papers by JEL classification:
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages
D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
M31 - Business Administration and Business Economics; Marketing; Accounting - - Marketing and Advertising - - - Marketing

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This page was last updated on 2009-12-15.

This information is provided to you by IDEAS at the Department of Economics, College of Liberal Arts and Sciences, University of Connecticut using RePEc data on a server sponsored by the Society for Economic Dynamics.