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Comment: Evaluative Techniques in Consumer Finance— Experimental Results and Policy Implications for Financial Institutions

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  • Nelson, Mark

Abstract

The Apilado, Warner, Dauten paper is notable in several respects. The problem of credit worthiness in consumer credit is certainly critical in our credit-oriented society. The research design is innovative and shows considerable thought. The paper's conclusions are modest, yet they do represent some progress in attempting to quantify the consumer credit-granting activities of financial institutions. This review of the paper will concentrate on two areas—research design and a broad discussion of the paper's practical applicability.

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  • Nelson, Mark, 1974. "Comment: Evaluative Techniques in Consumer Finance— Experimental Results and Policy Implications for Financial Institutions," Journal of Financial and Quantitative Analysis, Cambridge University Press, vol. 9(2), pages 285-286, March.
    • Handle: RePEc:cup:jfinqa:v:9:y:1974:i:02:p:285-286_01
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