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Comportamiento de los ingresos por comisiones bancarias en Colombia durante el periodo 2006-2010

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  • Roberto Stein Bronfman

Abstract

El presente artículo tiene como objetivo describir el comportamiento de los ingresos percibidos por elsector bancario colombiano, desde la perspectiva de los servicios que las instituciones bancarias ofrecena sus usuarios, paralelamente a la intermediación financiera, y que originan el cobro de comisiones bancarias. Al ser un trabajo de tipo descriptivo, su metodología se apoya en el uso de la estadística descriptivapara entender el comportamiento del sector bancario. El resultado principal obtenido muestra que, tantoen términos agregados como en función del margen financiero bruto, existe un comportamiento opuestoentre los ingresos por intereses y los ingresos por comisiones bancarias, lo que sugiere que el sectorbancario colombiano desarrolló un ciclo complementario entre las 2 clases de ingresos.

Suggested Citation

  • Roberto Stein Bronfman, 2014. "Comportamiento de los ingresos por comisiones bancarias en Colombia durante el periodo 2006-2010," Estudios Gerenciales, Universidad Icesi, July.
    • Handle: RePEc:col:000129:011988
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    File URL: http://www.icesi.edu.co/revistas/index.php/estudios_gerenciales/article/view/1814
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    References listed on IDEAS

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    More about this item

    Keywords

    Ingresos por comisiones bancarias; Intermediación financiera; Sector bancario colombiano; Tarifas de los servicios bancarios;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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