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Slightly improved borrowing climate

Author

Listed:
  • Christian Hott
  • André Kunkel

Abstract

In June and August of 2003 the Ifo Institute queried the participants of Ifo Business Survey on the willingness of banks to grant loans; this question was repeated in March. The latest survey results show that banks are somewhat less restrictive in granting loans than in summer 2003. The borrowing climate improved slightly in March 2004 over August 2003 at a very low level, with a stronger improvement in western than in eastern Germany. A reason for the slight improvement is the beginning economic recovery, but independent of the recovery and the size of the customer, the banks seem to have increased their willingness to grant loans.

Suggested Citation

  • Christian Hott & André Kunkel, 2004. "Slightly improved borrowing climate," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 57(10), pages 41-42, May.
    • Handle: RePEc:ces:ifosdt:v:57:y:2004:i:10:p:41-42
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    File URL: https://www.ifo.de/DocDL/ifosd_2004_10_5.pdf
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    Cited by:

    1. André Kunkel, 2004. "Bank lending policies less restrictive," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 57(18), pages 24-26, September.

    More about this item

    JEL classification:

    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G20 - Financial Economics - - Financial Institutions and Services - - - General

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