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Women Empowerment Through Micro Credit: A Case Study Of Dinajpur, Bangladesh

Author

Listed:
  • ABEDIN Mohammad Zoynul

    (Hajee Mohammad Danesh Science and Technology University Dinajpur, Bangladesh)

  • MOULA Fahmida

    (Department of Sociology, University of Chittagong)

Abstract

In the present study an attempt has been made to know about the role of microcredit in income generating activities of women and its impact on their socio-economic empowerment. The target population of the present study was those women who had availed microcredit facilities from some microcredit providing institutions or organizations in district Dinajpur, Bangladesh. Survey method was used as a technique of data collection. The majority of population was illiterate or semi-literate, so interview schedule was used as a tool of data collection. Descriptive as well as non parametric test was used for data analysis. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the self esteem, business skills, confidence level, decision making power, etc. The findings showed that microcredit has significant impact on the up lift of socio-economic empowerment of the borrowers in district Dinajpur and at the end of the study, some recommendations is given in this regards.

Suggested Citation

  • ABEDIN Mohammad Zoynul & MOULA Fahmida, 2013. "Women Empowerment Through Micro Credit: A Case Study Of Dinajpur, Bangladesh," Studies in Business and Economics, Lucian Blaga University of Sibiu, Faculty of Economic Sciences, vol. 8(2), pages 5-19, August.
    • Handle: RePEc:blg:journl:v:8:y:2013:i:2:p:5-19
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    File URL: http://eccsf.ulbsibiu.ro/RePEc/blg/journl/821abedin&moula.pdf
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    References listed on IDEAS

    as
    1. Mayoux, Linda., 2000. "Micro-finance and the empowerment of women : a review of the key issues," ILO Working Papers 993441343402676, International Labour Organization.
    2. repec:ilo:ilowps:344134 is not listed on IDEAS
    3. Morduch, Jonathan, 2000. "The Microfinance Schism," World Development, Elsevier, vol. 28(4), pages 617-629, April.
    4. Esteve-Volart, Berta, 2004. "Gender discrimination and growth: theory and evidence from India," LSE Research Online Documents on Economics 6641, London School of Economics and Political Science, LSE Library.
    5. Kabeer, Naila, 2001. "Conflicts Over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh," World Development, Elsevier, vol. 29(1), pages 63-84, January.
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    2. A.R.S. Ibn Ali, 2021. "Financial behavior for status seeking purposes of consumers in emerging markets. A case study of suburban Jakarta, Indonesia," Discussion Papers in Economics and Business 21-21, Osaka University, Graduate School of Economics.
    3. Ambreen Khursheed, 2022. "Exploring the role of microfinance in women’s empowerment and entrepreneurial development: a qualitative study," Future Business Journal, Springer, vol. 8(1), pages 1-13, December.

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