Money and Loans
Abstract
Agents expect to trade with each other infinitely often, but face a temporal absence of a coincidence of wants when they meet. Only loans and/or money can facilitate exchange. In small close-knit economies, enduring trade relationships are valued and loans are optimal. In larger economies, information concerning repayment of loans diffuses too slowly to deter agents from reneging unless loans are severely restricted in magnitude. Money has no such redeemability problems, but if Clower constraints bind, loans help supplement money purchases so that both become essential. Roles of various institutions and the historical evolution of media exchange are explained. Copyright 1989 by The Review of Economic Studies Limited.Download Info
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Bibliographic Info
Article provided by Wiley Blackwell in its journal Review of Economic Studies.
Volume (Year): 56 (1989)
Issue (Month): 1 (January)
Pages: 89-100
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Related research
Keywords:Other versions of this item:
- Dan Bernhardt, 1985. "Money and Loans," Working Papers 643, Queen's University, Department of Economics.
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Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.Cited by:
- Wang, Yong & Zhou, Hanqing, 2001. "Money and credit in liquidity provision," Journal of Banking & Finance, Elsevier, vol. 25(11), pages 2041-2067, November.
- Hancock, Diana & Humphrey, David B., 1997. "Payment transactions, instruments, and systems: A survey," Journal of Banking & Finance, Elsevier, vol. 21(11-12), pages 1573-1624, December.
- Jafarey, Saqib & Rupert, Peter, 2001. "Limited Commitment, Money, and Credit," Journal of Economic Theory, Elsevier, vol. 99(1-2), pages 22-58, July.
- Xavier Ragot, 2003. "The Causes and Consequences of De-Monetizations: A Simple Theory of Inside Money," DELTA Working Papers 2003-10, DELTA (Ecole normale supérieure).
- Xavier Cuadras Morató, 2005.
"Circulation of private notes during a currency shortage,"
Economics Working Papers
811, Department of Economics and Business, Universitat Pompeu Fabra.
- Xavier Cuadras-Morató, 2009. "Circulation Of Private Notes During A Currency Shortage," Manchester School, University of Manchester, vol. 77(4), pages 461-478, 07.
- Xavier Cuadras, 2005. "Circulation of Private Notes during a Currency Shortage," Working Papers 164, Barcelona Graduate School of Economics.
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