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Deed Types, House Prices and Mortgage Interest Rates

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Author Info
David M. Brasington
Robert F. Sarama

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Abstract

When houses are sold they come with a deed attached that spells out the legal guarantees on good title. Some deeds give clues about the characteristics of the seller or the house. Using a 37,043-observation house price hedonic with a Bayesian spatial error model, we find the type of deed attached to a housing sale can have a dramatic correlation with the sale price. Ten deed types command a discount, and one commands a premium relative to warranty deeds. Mortgage rates for sheriff's deeds and foreclosure deeds are lower than for warranty deeds, indicating more sophisticated buyers. Copyright 2008 American Real Estate and Urban Economics Association

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File URL: http://www.blackwell-synergy.com/doi/abs/10.1111/j.1540-6229.2008.00223.x
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Publisher Info
Article provided by American Real Estate and Urban Economics Association in its journal Real Estate Economics.

Volume (Year): 36 (2008)
Issue (Month): 3 (09)
Pages: 587-610
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Handle: RePEc:bla:reesec:v:36:y:2008:i:3:p:587-610

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Web page: http://www.blackwellpublishing.com/journal.asp?ref=1080-8620

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This page was last updated on 2009-11-22.


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