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Personal Savings and Transactions Balance Changes

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Listed:
  • Pearce, I F
  • Thomas, S H

Abstract

In this paper the authors draw attention (1) to the role of contra ctual saving via life funds in the definition of personal savings and(2) to the appearance of transactions balance changes in recorded data when inflation is p resent. Using quarterly U.K. data for the period 1963-82, they estimate a simple model, which is both theory and data consistent: changes in noncontractual savi ngs are dominatedby transaction balance changes, and other economic variables t hat frequently appear in savings and consumption studies are found to be unimpor tant. Copyright 1986 by Blackwell Publishers Ltd and The Victoria University of Manchester

Suggested Citation

  • Pearce, I F & Thomas, S H, 1986. "Personal Savings and Transactions Balance Changes," The Manchester School of Economic & Social Studies, University of Manchester, vol. 54(4), pages 380-390, December.
    • Handle: RePEc:bla:manch2:v:54:y:1986:i:4:p:380-90
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