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Solutions to the Moral Hazard Problem Arising from the Lender-of-Last-Resort Facility

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Author Info
Moore, Gregory
Abstract

The provision of liquid funds via a lender-of-last-resort facility has been the chief means by which governments have chosen to prevent or stay bank runs. The introduction of such a facility, however, leads to a moral hazard problem which weakens each financial manager's commitment to sound banking, and hence may ultimately make the few bank runs which do occur more dramatic in both size and seriousness. In this paper I provide a survey of the various policy measures which have been proposed to mitigate the effects of the moral hazard problem arising from the introduction of a lender-of-last-resort facility. Copyright 1999 by Blackwell Publishers Ltd

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Article provided by Blackwell Publishing in its journal Journal of Economic Surveys.

Volume (Year): 13 (1999)
Issue (Month): 4 (September)
Pages: 443-76
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Handle: RePEc:bla:jecsur:v:13:y:1999:i:4:p:443-76

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  1. Bryan Fitz-Gibbon & Marianne Gizycki, 2001. "A History of Last-resort Lending and Other Support for Troubled Financial Institutions in Australia," RBA Research Discussion Papers rdp2001-07, Reserve Bank of Australia. [Downloadable!]
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This page was last updated on 2009-12-21.


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