How Does Health Insurance Affect Workers' Compensation Filing?
Abstract"About half of injured workers choose not to file workers' compensation claims. This is thought to result from their use of health insurance instead of workers' compensation. However, the data suggest that insured workers are actually less likely to file than their more vulnerable uninsured counterparts. We found that this relationship emerges as the result of employer characteristics and, in particular, that employers who offer health insurance to employees are more likely to have workers who file claims; this is much more important than the insurance status of workers themselves or fixed worker characteristics." ("JEL" I1, J3) Copyright 2006 Western Economic Association International.
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Bibliographic InfoArticle provided by Western Economic Association International in its journal Economic Inquiry.
Volume (Year): 45 (2007)
Issue (Month): 2 (04)
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Find related papers by JEL classification:
- I1 - Health, Education, and Welfare - - Health
- J3 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs
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- Woock, Christopher, 2009. "Unions and the decision to apply for and the receipt of workers' compensation benefits," MPRA Paper 14689, University Library of Munich, Germany.
- Alison Morantz, 2010. "Opting Out of Workers’ Compensation in Texas: A Survey of Large, Multistate Nonsubscribers," NBER Chapters, in: Regulation vs. Litigation: Perspectives from Economics and Law, pages 197-238 National Bureau of Economic Research, Inc.
- Guardado, José R. & Ziebarth, Nicolas R., 2013. "A Model of Worker Investment in Safety and Its Effects on Accidents and Wages," IZA Discussion Papers 7428, Institute for the Study of Labor (IZA).
- Woock, Christopher, 2009. "Do unions protect injured workers from earnings losses?," MPRA Paper 16856, University Library of Munich, Germany.
- Woock, Christopher, 2007. "The earnings losses of injured men: Accounting for injuries outside the Workers' Compensation system," MPRA Paper 14688, University Library of Munich, Germany.
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