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Theories of the Banking Firm: A Review of the Literature

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Author Info
Swank, Job
Abstract

This paper reviews the theoretical literature on the banking firm. Apart from studies dealing purely with the reasons why banks exist the survey is fairly comprehensive in that it covers the main categories of macroeconomic models of bank behavior. The emphasis is on recent work, which also includes modern, information-based, theories of loan commitments, credit rationing, collateral and the bank-client relationship. Copyright 1996 by Blackwell Publishing Ltd and the Board of Trustees of the Bulletin of Economic Research

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Publisher Info
Article provided by Blackwell Publishing in its journal Bulletin of Economic Research.

Volume (Year): 48 (1996)
Issue (Month): 3 (July)
Pages: 173-207
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Handle: RePEc:bla:buecrs:v:48:y:1996:i:3:p:173-207

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Web page: http://www.blackwellpublishing.com/journal.asp?ref=0307-3378

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  1. Davide Consoli, 2003. "The evolution of retail banking services in United Kingdom: a retrospective analysis," Industrial Organization 0310002, EconWPA. [Downloadable!]
  2. Bernardo Batiz-Lazo & Douglas Wood, 2002. "Information technology innovations and commercial banking: A review and appraisal from an historical perspective," Economic History 0211002, EconWPA. [Downloadable!]
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  3. Erik Lehmann & Neuberger, Doris, 2000. "Do Lending Relationships Matter? Evidence from Bank Survey Data in Germany," CoFE Discussion Paper 00-04, Center of Finance and Econometrics, University of Konstanz. [Downloadable!]
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  4. Alistair Milne & A Elizabeth Whalley, . "Bank capital and risk taking," Bank of England working papers 90, Bank of England. [Downloadable!]
  5. Hakenes, Hendrik, 2003. "Banks as Delegated Risk Managers," Sonderforschungsbereich 504 Publications 03-13, Sonderforschungsbereich 504, Universität Mannheim & Sonderforschungsbereich 504, University of Mannheim. [Downloadable!]
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  6. Doris Neu Berger, 1998. "Industrial Organization of Banking: A Review," International Journal of the Economics of Business, Taylor and Francis Journals, vol. 5(1), pages 97-118, February. [Downloadable!] (restricted)
  7. Javier Gómez, 1998. "The Banking Spread And The Resource Cost Of Capital," BORRADORES DE ECONOMIA 003566, BANCO DE LA REPÚBLICA. [Downloadable!]
  8. Arby, M. Farooq, 2003. "Structure and Performance of Commercial Banks in Pakistan," MPRA Paper 4983, University Library of Munich, Germany. [Downloadable!]
  9. Agenor, Pierre-Richard & Aizenman, Joshua & Hoffmaister, Alexander, 2000. "The credit crunch in East Asia : what can bank excess liquid assets tell us ?," Policy Research Working Paper Series 2483, The World Bank. [Downloadable!]
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  10. Erik Lehmann & Doris Neuberger, 1998. "SME Loan Pricing and Lending Relationships in Germany: A New Look," Thuenen-Series of Applied Economic Theory 18, University of Rostock, Institute of Economics, Germany. [Downloadable!]
  11. Doris Neuberger, 1997. "Structure, Conduct and Performance in Banking Markets," Thuenen-Series of Applied Economic Theory 12, University of Rostock, Institute of Economics, Germany. [Downloadable!]
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