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Tendances récentes du crédit à la consommation

Author

Listed:
  • COFFINET, J.
  • JADEAU, C.
  • PERILLAUD, S.

Abstract

Le marché du crédit à la consommation reste dynamique, porté par les crédits amortissables et les crédits-bails. L’usage du découvert présente un risque s’il est associé à un crédit renouvelable ou une dette professionnelle.

Suggested Citation

  • Coffinet, J. & Jadeau, C. & Perillaud, S., 2016. "Tendances récentes du crédit à la consommation," Bulletin de la Banque de France, Banque de France, issue 208, pages 29-41.
    • Handle: RePEc:bfr:bullbf:2016:208:03
    as

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    File URL: https://publications.banque-france.fr/sites/default/files/medias/documents/bulletin-de-la-banque-de-france_208_2016-11-23.pdf#page=29
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    References listed on IDEAS

    as
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    4. Flora Bellone & Patrick Musso & Lionel Nesta & Michel Quere, 2010. "Market Selection Along the Firm Life Cycle," Chapters, in: Jean-Luc Gaffard & Evens Salies (ed.), Innovation, Economic Growth and the Firm, chapter 5, Edward Elgar Publishing.
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    6. Lilia Aleksanyan & Jean-Pierre Huiban, 2016. "Economic and financial determinants of firm bankruptcy:evidence from the French food industry," Review of Agricultural, Food and Environmental Studies, INRA Department of Economics, vol. 97(2), pages 89-108.
    7. Cathy Dolignon, 2011. "Facteurs explicatifs des évolutions récentes des défaillances d'entreprises : une analyse économétrique," Economie & Prévision, La Documentation Française, vol. 0(1), pages 161-167.
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    11. Cathy Dolignon, 2011. "Facteurs explicatifs des évolutions récentes des défaillances d’entreprises : une analyse économétrique," Économie et Prévision, Programme National Persée, vol. 197(1), pages 161-167.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    crédit à la consommation; taux d’intérêt; prêts personnels; crédit renouvelable; découverts; location avec option d’achat;
    All these keywords.

    JEL classification:

    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • E32 - Macroeconomics and Monetary Economics - - Prices, Business Fluctuations, and Cycles - - - Business Fluctuations; Cycles
    • E43 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Interest Rates: Determination, Term Structure, and Effects
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers

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