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A Basic Income for Housing? Simulating a Universal Housing Transfer in the Netherlands and Sweden

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Author Info
Manos Matsaganis (Athens University of Economics and Business)
Maria Flevotomou (Bank of Greece)
Abstract

The gradualist approach towards an unconditional basic income for all involves the introduction or extension of universal benefits in place of current income-tested ones. Such a policy shift might cause higher fiscal costs or adverse distributional effects, at least in the short run. However, this need not always be the case. Using the tax-benefit model EUROMOD, the article simulates the introduction of a universal housing transfer - that is flat rate, tenure neutral and budget neutral - in place of mortgage interest tax relief and housing benefits in the Netherlands and Sweden. As it turns out, the regressive effect of mortgage interest tax relief thwarts the progressive effect of housing benefits. In view of that, replacing both by the universal housing transfer (equivalent to a partial basic income for housing) would enhance tax progressivity and reduce income inequality at no extra fiscal cost. Policy implications and possible objections are discussed in the concluding section.

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Publisher Info
Article provided by Berkeley Electronic Press in its journal Basic Income Studies.

Volume (Year): 2 (2008)
Issue (Month): 2 ()
Pages: 5
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Handle: RePEc:bep:bistud:2:2008:2:5

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Related research
Keywords: basic income fiscal welfare inequality microsimulation universal welfare welfare policy welfare reform welfare state

References listed on IDEAS
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  1. Bengt Turner & Marja Elsinga, 2005. "Housing Allowances: Finding a Balance Between Social Justice and Market Incentives," European Journal of Housing Policy, Taylor and Francis Journals, vol. 5(2), pages 103-109, August. [Downloadable!] (restricted)
  2. Hills, John, 1991. "Distributional effects of housing subsidies in the United Kingdom," Journal of Public Economics, Elsevier, vol. 44(3), pages 321-352, April. [Downloadable!] (restricted)
  3. Guido Wolswijk, 2006. "Determinants of Mortgage Debt Growth in EU Countries," European Journal of Housing Policy, Taylor and Francis Journals, vol. 6(2), pages 131-149, August. [Downloadable!] (restricted)
  4. Kakwani, Nanok C, 1977. "Measurement of Tax Progressivity: An International Comparison," Economic Journal, Royal Economic Society, vol. 87(345), pages 71-80, March. [Downloadable!] (restricted)
  5. Virginia Hernanz & Franck Malherbet & Michele Pellizzari, 2004. "Take-Up of Welfare Benefits in OECD Countries: A Review of the Evidence," OECD Social Employment and Migration Working Papers 17, OECD Directorate for Employment, Labour and Social Affairs. [Downloadable!]
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This page was last updated on 2008-10-4.


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