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Does Fcs Association Size Affect Credit Availability?

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  • Dodson, Charles B.
  • Duncan, Marvin R.
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    Abstract

    An analysis of the characteristics of farm businesses by size of FCS direct lending association suggests that further consolidation of FCS lending should have limited negative impacts on credit availability. Commercial-sized farm businesses with FCS real estate debt appeared similar to those who obtained credit from competing lenders, but smaller associations and those with fewer stockholders per branch appeared to serve larger and more wealthy commercial-sized farms.

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    File URL: http://purl.umn.edu/15364
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    Bibliographic Info

    Article provided by Southern Agricultural Economics Association in its journal Journal of Agricultural and Applied Economics.

    Volume (Year): 31 (1999)
    Issue (Month): 02 (August)
    Pages:

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    Handle: RePEc:ags:joaaec:15364

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    Web page: http://www.saea.org/jaae/jaae.htm
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    Related research

    Keywords: credit availability; direct lending association; Agricultural Finance;

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    1. Marianne P. Bitler & Alicia M. Robb & John D. Wolken, 2001. "Financial services used by small businesses: evidence from the 1998 survey of small business finances," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Apr, pages 183-205.
    2. Rebel A. Cole & John D. Wolken, 1995. "Financial services used by small businesses: evidence from the 1993 National Survey of Small Business Finances," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Jul, pages 629-667.
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